(Third of four parts) WE are in the third part of our series, 12 Financial Mistakes we do during Christmas. In this installment, we will focus on the common purchases we do during this season that are questionable if they really are needed or essen­tial. Here comes in the concept of WANTS vs NEEDS. […]

(First of four parts) ** “ON the first day of Christ­mas, my true love sent to me…” For sure, you are familiar with the song “12 Days of Christmas.” We have also made our own ver­sion – 12 Financial Mistakes dur­ing Christmas – so you can sing your way into financial freedom this holiday season. […]

  THE Duterte government has been investing in the con­struction of additional public railways. The process is excru­ciating, expensive, and incon­venient. The project also means heavier traffic flow. However, these inconvenienc­es are nothing compared to the comfort these additional public transportation facilities will bring to us in the upcoming years. More than the development of […]

  “CHINKEE, I’ve tried my best to make both ends meet. However, no matter how hard I tried but it still won’t fit!” Sometimes, the truth is, no matter how we set our budget, it fails. Are you also one of those people who cannot quite fig­ure out why your budget fails? Here are five […]

  ONE day, a friend called me and said: “Chinkee, I need your advice because this is a huge deal. I will earn a lot with this deal if it goes through. I stand to earn P2 million.” “What’s this deal about?” I asked. “I saw a product being sold online. All I need to […]

  ALL of us want to be successful, nobody wants to become broke and poor. But do you know that success and failure starts from our belief system? If your belief system is set up for failure, even if you want to succeed, you are still bound to fail. And I do not want to […]